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E-Sign Consent

Lastminloans.com E-Consent Agreement
Consent for Electronic Signatures, Records, and Disclosures

Please read this information carefully and retain a copy for your records.

Introduction

By submitting a request to connect with one of our third-party lenders, you consent to the use of electronic signatures, records, and disclosures ("E-Consent"). This document outlines your rights when receiving electronic disclosures, notices, and information. By clicking the link to accept our terms, you confirm that you have received this E-Consent and agree to conduct transactions electronically.

Option for Paper or Non-Electronic Records

You may request paper copies of any disclosures by contacting the third-party lender directly. These paper copies will be provided at no charge. Lenders will retain all disclosures as required by applicable law.

Scope of Consent

This E-Consent applies to all online interactions between you and the third-party lender, including those conducted via mobile devices such as smartphones and tablets. By providing this consent, you allow the third-party lender to process your information and conduct transactions electronically. Notices and disclosures may be provided via email or displayed on our or the lender’s website.

Consenting to Conduct Business Electronically

Before proceeding, please ensure that you have the necessary hardware and software to access and retain electronic disclosures, as outlined below.

Hardware and Software Requirements

To access and retain disclosures electronically, you will need:

  • A PC, Mac, or mobile device with internet access

  • A valid email account

  • An internet browser supporting at least 128-bit encryption (e.g., Microsoft Edge, Google Chrome, Mozilla Firefox)

  • A PDF reader such as Adobe Acrobat Reader or Foxit Reader

  • A printer or storage device for saving copies of disclosures

If you have any questions regarding hardware or software requirements, please contact the third-party lender directly.

Withdrawing Consent

Your E-Consent applies to the loan connection service and the lender’s evaluation of your request. Because this is a one-time transaction, your consent cannot be withdrawn for the connection process. However, if you are matched with a lender, you may withdraw your E-Consent with that lender at any time at no cost. Withdrawing your consent before receiving credit may prevent you from obtaining a loan. To withdraw your consent, contact the lender directly. Withdrawal does not affect the validity of prior electronic disclosures.

Updating Your Contact Information

You must notify the third-party lender of any changes to your email or mailing address. You can update this information through the lender’s website or by submitting a written request.

Your Ability to Access Disclosures

By clicking the link to accept our terms, you confirm that you can access disclosures in the specified formats.

Consent Agreement

By clicking the link, you confirm that:

  • You have read and understand this E-Consent Agreement.

  • You consent to conducting transactions electronically, including the use of electronic signatures, records, and disclosures.

  • You acknowledge that you can request paper copies of disclosures at no charge.

  • You understand that declining to proceed electronically means you do not wish to complete this transaction online.

  • You acknowledge that electronic consent is required to receive services from third-party lenders over the internet.

If you do not agree to these terms, do not proceed with the electronic transaction.

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